Teachers, Educators & Staff
Meemic Membership extends beyond teachers to include all educational employees, such as:
- Superintendents, Principals, Teacher’s Aides and Substitute Teachers
- Administrators, School Secretaries and Counselors
- Custodians, Cafeteria Workers and School Nurses
- College & University Employees (Professors, Deans, etc.)
Retired Teachers
At Meemic, we truly believe there is no calling more noble or more important than that of the educational community. Whether you’ve been teaching for just a few years or an entire lifetime, being an educator is in your blood. That’s something that doesn’t go away when you retire — and neither does your opportunity to become part of the Meemic family.
Bus Drivers
Without bus drivers there would be a lot of empty classrooms. In addition to getting kids safely to school on time, bus drivers stay in tune with their students. Many bus drivers are trained to respond to distress and have become critical observers during fragile stages in the lives of their passengers. That’s why Meemic places a high value on the health and well-being of bus drivers across the country. See how Meemic makes auto insurance for school bus drivers easy when they’re off the clock.
Condo Insurance
Your condo is your sanctuary. While your condo association covers common areas, trust Meemic for reliable insurance tailored for your condo’s interior and your belongings, with exclusive rates for educators.
Coverage options include, but are not limited to:
- Property coverage for the interior of your condo.
- Coverage for condo improvements and alterations.
- Coverage for your personal property.
- Liability coverage for your assets in the event of an accident.
- Optional scheduled coverages for valuable items like jewelry, silverware, or collectibles.
Renters Insurance
A renters insurance policy is an affordable option that helps protect both you and your personal possessions. Meemic members enjoy superior insurance coverage for renters that’s tailored to each of their unique needs.
Coverage options include, but are not limited to:
- Personal property coverage.
- Liability coverage to help protect your assets in the event of an accident.
- Optional scheduled coverages for valuable items like jewelry, silverware, or collectibles.
Mobile Home Insurance
At Meemic, we also understand the unique insurance needs of mobile homeowners. While there are many crucial differences, insuring a mobile home and your possessions is relatively similar to insuring any other type of home.
Much like standalone home insurance, mobile home insurance policies help protect your home and your property from damage and disaster. While coverage limits may differ depending on your need and state of residence, many policies help ensure that your investments are covered if damaged by fire, wind, hail, theft, or vandalism.
Planning to Buy a Home?
If you are planning to buy a home, take Meemic with you! Meemic will help you ensure that you never have a lapse in coverage between selling, renting, or purchasing a new home. Connect with your local Meemic agent today to see what your options are for remaining a customer as you start a new adventure.
Frequently asked questions
Your home is filled with valuables that carry both monetary and sentimental value, such as jewelry, golf clubs, coins, collectibles and more. We provide coverage options that let you customize your homeowners insurance policy to help ensure that, even when the unexpected occurs, your possessions and livelihood are not at risk.
- Coverage for your personal property
- Liability coverage for your assets in the event of an accident
- Optional scheduled coverages for valuable items like jewelry, silverware, or collectibles
- Extended coverage for computers
- Teacher, professor, and school administrator liability coverage
- Up to $2,500 in off-premise coverage for educators who use their own personal property in their daily school activities or other school related functions, including tutoring, music and voice lessons.
Your mortgage lender may require you to cover your home for at least the amount of the mortgage, but the better figure to aim for may be the replacement cost. You also need enough liability coverage to protect yourself from lawsuits resulting from your possible negligence. Talk to your local Meemic agent to determine the best policy for your needs.
In case of fire, lightning, windstorm or hail, property damage coverage helps repair damage to your home and personal property.
In the event of a total loss, replacement cost is the actual cost of materials, labor and debris removal to rebuild your house in the same spot and at the same size. Market value is the price a buyer is willing to pay for a house.
The replacement cost of your home and the market value of your home can be two completely different numbers. Insurance companies use replacement cost valuation in determining insurance coverage.
Insure your car and home with Meemic and you'll save even more with a multiple-product discount. Talk to your local Meemic agent about discounts for the educational community.